COVID-19 Resources for Downtown Dearborn Businesses

The East and West Dearborn Downtown Development Authorities are closely monitoring developments related to the coronavirus (COVID-19). Please read our community statement here and check this page often; we will continue to update it as resources become available.

Downtown Dearborn

Best Practices For Businesses

A great example of Dearborn coming together with a little help from a well-known friend.

Dearborn Business and Property Owner Virtual Town Hall

Dearborn Business and Property Owner Virtual Town Hall Presentation and Recording

BUSINESS GUIDELINES AND RESOURCES

• Business Tips Flyer
• Reopening your retail store after COVID-19
• Brick-n-Mortar Guidebook for Re-opening Businesses
• Wayne County: COVID‐19 WORKPLACE TOOLKIT
• Wayne County: COVID-19 WORKPLACE TOOLKIT extended version
• Wayne County: BUSINESS REOPENING BEST PRACTICES

Wayne County

Small Business Administration

• Michigan Paycheck Protection Program: www.MIpaycheckprotection.com.
• The SBA Economic Injury Disaster declaration makes disaster loans of up to $2 million available to small businesses to help overcome the temporary loss of revenue they are experiencing. Small businesses that could benefit from SBA loans are encouraged to submit their application.
  • Apply for the SBA Economic Injury Disaster Loan (EIDL)
  • Click here for examples of information needed.
  • For additional information or to obtain help preparing the loan application, contact the Michigan SBA offices in Detroit or Grand Rapids. 

U.S. Chamber of Commerce

State of Michigan

• Current guidelines and restrictions from the State of Michigan can be found here:  Michigan.gov Coronovirus page
• Visit the Michigan Department of Health and Human Services Coronavirus page for the most up-to-date Epidemic Orders.
• The governor, under the federal CARES Act, signed an agreement between Michigan and the U.S. Dept. of Labor to implement Pandemic Unemployment Assistance and Compensation programs that grant benefits to workers who do not already qualify for state unemployment benefits.
• Michigan Department of Health and Human Services Interim Recommendations for COVID-19 Community Mitigation Strategies.
• Employee Rights Fact Sheet for paid sick leave and expanded family and medical leaver under the Families First Coronavirus Response Act.
• Additional unemployment resources for employers can be found here.
• Eligible employees can apply for unemployment benefits online.
• Pure Michigan Business Connect – connecting suppliers with buyers including much needed medical supplies related to COVID-19
• Governor Whitmer-s MI Safe Start Plan

Michigan Small Business Development Center

• The Michigan Small Business Development Center offers on-demand small business support webinars.

Michigan Economic Development Corporation

• Resources for Michigan businesses during COVID-19
• Pure Michigan Business Connect is providing up to $1 million in grants for Michigan businesses looking to retool and manufacture critical supplies. Learn more and apply.
• The Michigan Economic Development Corporation works to increase the availability of capital for companies in Michigan at every stage of development. Capital Access Support for Businesses Impacted by COVID-19: As small and medium-sized businesses across the state are negatively impacted by the COVID-19 outbreak, existing programs within Capital Access provide opportunities to access financing that may not otherwise be available. Any business that has been affected by COVID-19 is eligible to receive support through the Collateral Support and Loan Participation programs. We encourage participating lenders across the state to work with their existing business customers to consider whether these programs could offer access to critical capital, with our team standing ready to help. Available programs include:
  • Capital Access Program: The Capital Access Program (CAP), is available to assist businesses with capital needs. Similar to a loan loss reserve fund, the bank, the company and the MSF pay a small premium into a reserve that makes it possible for the company to receive fixed asset and working capital financing. (More information provided below)
  • Collateral Support Program: The Collateral Support Program works to provide cash collateral accounts to lending institutions to enhance the collateral coverage of borrowers. This program seeks to enable borrowers to acquire the necessary financing that may otherwise be unavailable due to a collateral shortfall. (More information provided below)
  • Loan Participation Program: The MEDC can participate with a lender for new financing that decreases the lender’s credit exposure. For projects with speculative cash flows, the MEDC may offer a grace period on repayments.

City of Dearborn

• The City of Dearborn has launched a webpage with the latest updates and information on COVID-19 including health guidelines from state and county officials, city services that may be impacted, resources for residents, closings and cancellations and other important information.

Dearborn Area Chamber of Commerce

• Business Tips and Tools for COVID-19
• Gift Local Chamber Bucks

Beaumont Health Foundation

• COVID-19: How You Can Help

Centers for Disease Control and Prevention (CDC)

• Interim Guidance for Businesses and Employers to Plan, Prepare and Respond to Coronavirus Disease 2019 (COVID-19)
• Tips for keeping your home and workplace safe

Google’s Small Business Support Program

• Google has announced new $800+ million commitment to support small- and medium-sized businesses (SMBs), health organizations and governments, and health workers on the frontline of this global pandemic.

Main Street America

• COVID-19 Main Street Resources

Anyone with questions or a request for further assistance can contact Cristina Sheppard-Decius, executive director of the East and West Dearborn Downtown Development Authorities, at [email protected].